Financial Institutions

What Our Clients Are Saying

We are constantly looking at ways to have better management information and PBMares always has great ideas on how we can achieve that. We have been fairly limited in the past because our core system would not allow us to perform certain functions. PBMares has given the bank, its operations personnel and the chief financial officer advice on making a switch to a new core processor and with their assistance, we have made a good decision for the bank and are moving in the right direction.

A. Pierce Stone
Chairman, Board of Directors
Virginia Community Bank

PBMares > Services > Financial Institutions
Financial Institutions

Financial Institutions

Our Financial Institutions Team consists of highly experienced professionals, with deep industry knowledge and a commitment to providing exceptional client service to a wide range of financial institutions, including broker dealers, mortgage originators/servicers, banks and credit unions. From start up de-novo institutions looking to grow, to more complex organizations looking for a higher level of expertise, we provide a full range of services.


We offer specialized services to financial institutions, including:

Audit & Agreed Upon Procedures

  • Credit Review Audits
  • Certified ACH Audits
  • Verification of Accounts
  • Bank Secrecy Act Audits
  • Policy and Procedure Reviews
  • Internal Loan Reviews
  • Audit of Risk-Based Lending Programs
  • Fraud Investigations
  • Branch and Operational Audits
  • Quality Assurance Reviews (QAR)
  • Investment Policy and Compliance Reviews
  • Asset / Liability Management Reviews
  • Human Resource and Payroll Reviews
  • Accounting Policy and Procedure Reviews
  • Assistance with Risk Assessment and Regulatory Compliance
  • Supervisory Committee Audits
  • Financial Statement Opinion Audits
  • Educational and Training Services

IT Support

  • Vendor Management Reviews
  • External Vulnerability Assessments
  • Information Technology Assessments
  • Information Systems and Security Reviews
  • Disaster Recovery Planning

Employee Benefit Plan Audits

  • Defined Benefit Plan Audits
  • 401(k) Audits

Issues & Perspectives

Team members frequently write articles on topics of interest to our financial institution clients. These articles, which are published in both regional and national publications, can be accessed by visiting the PBMares Blog.

The team routinely holds webinars on various topics affecting the industry. Our most recent webinar, Interest Rate Risk/Asset Liability Management for Credit Unions, is the first webinar in a three part series. Click here to access a recording of that session.

Team Members

Industry Links