Navigating “Per Stirpes” Election for Beneficiary Designations

What happens if any of your primary or contingent beneficiaries pass away before you? If your intent is to leave behind a legacy for that particular beneficiary’s heirs, adding the Per Stirpes designation may be advantageous.

2021-01-29T14:44:48-05:00January 29, 2021|Categories: Estate and Trust, Wealth Management|Tags: |

SECURE Act: Potential Implications to Naming Your Trust as Retirement Beneficiary

Since the SECURE Act passed in December of 2019, several clients have reached out regarding the so-called “10 Year Rule” which stipulates all retirement assets must be distributed to certain beneficiaries within 10 years of the client’s passing.

2021-01-29T14:33:16-05:00October 22, 2020|Categories: Wealth Management|Tags: , |

Whitepaper | Donor-Advised Funds: Giving with a Tax Advantage

If you donate to charitable organizations, you might want to consider establishing a donor-advised fund. A donor-advised fund is a charitable tax-saving tool that enables you to maintain a certain level of control over how funds are distributed while receiving immediate tax benefits.

2023-11-07T08:38:36-05:00September 9, 2020|Categories: Tax: Individual, Wealth Management, Whitepaper|Tags: |

IRS Allows the Ability to Rollover Required Minimum Distributions in 2020

On Tuesday, June 23, 2020, the IRS issued a notice clarifying the recent waiver of required minimum distributions (RMD) from retirement plans in 2020.

What Can Plan Sponsors Do Now to Free Up Cash?

Even when the economy isn’t closed due to a pandemic, many employers find meeting their contribution obligations to their employer-sponsored retirement plans a challenge to honor.

2021-06-22T14:07:53-04:00June 17, 2020|Categories: PBMares COVID-19 Insights, Retirement, Wealth Management|Tags: |

How Can Plan Sponsors Help Participants During the COVID-19 Crisis?

Unless you own or operate a financial services company, giving out financial advice is probably way outside the scope of your usual responsibilities. 

2020-06-03T15:34:11-04:00June 3, 2020|Categories: PBMares COVID-19 Insights, Retirement, Wealth Management|Tags: |

Wealth Transfers in a Low Interest Rate Environment

Throughout the past several months investors have seen turbulent markets affect not only their portfolios but their livelihood as well. As we continue to monitor this unsettling time we also see opportunity.

2021-07-09T10:12:51-04:00May 14, 2020|Categories: Wealth Management|Tags: , , |
Go to Top

As Internet Explorer will discontinue browser security updates by August of 2021, this site is best viewed using Google Chrome, Safari or Microsoft Edge.

Click to Continue